Driver ResourcesReal Help for Real Truckers
General Assistance: Utilities, Food, Other Charities, Etc.
CAC (Community Action Center or Agency) – helps with utilities, food, jobs, medical, etc. Click here and enter your state and county. Apply for food stamps
CMV Driver Med Exam – A mobile app for drivers to get ready for their DOT physical.
Truckers Final Mile – A charity that will help truck drivers who are injured or have passed away while over the road.
Dial 211 – sponsored by United Way, helps with utilities and finds local resources.
Social Security Survivor Benefits – http://www.ssa.gov/pubs/EN-05-10084.p
How to Negotiate Medical Bills – https://truckersfund.org/project/how-to-negotiate-bills/
Patient Advocate Foundation – MULTIPLE resources, from help with medical bills, to financial help in your area, 800-532-5274, http://www.patientadvocate.org/
Trucker Charity – helps get stranded drivers home, 1-888-523-0087, www.truckercharity.org
Free Gas USA, Inc – Free Gas USA gasoline grant program provides grants for fuel purchases ranging from $50 to $1,200 dollars.Qualified applicants must meet the federal guidelines of living at or below the poverty level and submit an agency referral with their application. http://www.freegasusa.org
Help paying bills – http://needhelppayingbills.com
People Working Cooperatively – help with home modifications and repair in Kentucky, Ohio & Indiana, http://pwchomerepairs.org
ACCESS by AT&T – Internet assistance for anyone who qualifies for SNAP https://www.att.com/shop/internet/access/#/
Comcast Internet Essentials – https://www.xfinity.com/support/internet/comcast-broadband-opportunity-program/ Internet assistance for anyone who qualifies for reduced student lunches. $10 per month.
Patient Education Resources – http://medassisting.org/patient-education/
American Cancer Society (ACS) – This is a nationwide organization with local “chapters” in every state.
National Cancer Institute (NCI) – Coordinates and has details on cancer related trials. 1-888-624-1937 http://cancer.gov
American Cancer Society Hope Lodge – Provides a “home away from home” for individuals with cancer and their families. 1-800-227-2345 http://www.cancer.org/treatment/supportprogramsservices/hopelodge/index
CancerCare – Provides financial assistance to cover the cost of treatment for cancer patients. 1-800-813-4673 http://www.cancercare.org/financial
American Breast Cancer Foundation – Provides financial assistance to uninsured women and men for breast cancer screenings and diagnostic tests. 1-877-323-4226 http://www.abcf.org
Hirshberg Foundation for Pancreatic Cancer Research – Provides financial assistance for individuals with pancreatic cancer who are on Medicaid or eligible for Medicaid. Liquid assets must be at or below $15,000. 1-800-813-4673http://www.pancreatic.org/
Leukemia & Lymphoma Society Patient Financial Aid – Offers financial assistance for individuals with leukemia or other forms of blood cancer. 1-800-955-4572, or click here.
Melanie Finley Ovarian Cancer Foundation – Organization provides financial assistance to cover treatment costs for women with ovarian cancer. http://mfocf.com
American Heart Association – http://www.heart.org/
National Stroke Association – http://www.stroke.org/site/PageNavigator/HOME
Stop Atrial Fibrillation – http://www.stopafib.org/
The Mended Hearts – http://mendedhearts.org
Women Heart – http://www.womenheart.org/
HelpHOPELive – Offers financial support to catastrophic injury patients. 1-800-642-8399 http://www.helphopelive.org/services/
Good Days Chronic Disease Fund – Fund provides financial assistance for people suffering from certain chronic diseases. 1-877-968-7233 https://www.mygooddays.org/for-patients/patient-assistance/
Patient Access Network Foundation – Offers financial assistance (medications) for individuals with chronic diseases. Individuals must be insured. 1-866-316-7263 http://www.panfoundation.org/
Patient Services, Inc. – Assists chronically ill individuals with the cost of their insurance co-payments. Patient must have a medical condition that is covered by the program. 1-800-366-7741 https://www.patientservicesinc.org/
FREE Dental Days – Check Website for Dentist in your area http://www.freedentistryday.org/dates.cfm
Dentistry from the Heart – Organization dedicated to assisting low-income individuals in need of dental care. http://www.dentistryfromtheheart.org
Dental Lifeline Network – Provides dental care to the disabled, elderly, and/or medically compromised. Individuals must have no financial resources with which to pay for their extensive dental care needs. 1-877-650-9001http://www.dentallifeline.net
NACo Dental Discount Program – Program helps the uninsured and underinsured save money on dental expenses such as cleanings, root canals, dentures, crowns, etc. Programs start at $6.95 per month or $59 per year for an individual. The cost for a family is $8.95 per month or $69 per year. 1-877-354-6226 http://www.careington.com/co/naco/
Omada Health – https://www.healthytruck.org/omada FREE nationwide diabetes prevention program for all truck drivers through Omada Health.
eDiabetes Care Clinic – http://ediabetescareclinic.com/ eDiabetes Care Clinic is a virtual healthcare clinic that provides diabetes management services to clients with diabetes and prediabetes through virtual health visits
The Charles Ray, III Diabetes Association, Inc. – Provides diabetic supplies for uninsured and underinsured individuals with diabetes. Household income must be less than $60,000 per year. http://www.cr3diabetes.org/Home.aspx
Freedomed – Provides free medical supplies to individuals with diabetes. Individuals must be insured. 1-888-722-7556 http://freedommedicalservices.com/
Diabetes Exemption Application – https://www.fmcsa.dot.gov/medical/driver-medical-requirements/diabetes-exemption-application
Hope 80/20 – www.hope8020.com A video driven all natural way to lower diabetes.
Diabetes Medicare Guide – https://texasmedicareplan.com/diabetes-medicare-guide/
Help for People with Disabilities
Assisted Living Benefits for Veterans – https://www.assistedliving.org/assisted-living-benefits-for-veterans
Guide to Social Security Benefits – https://www.moneysavingpro.com/blog/ultimate-guide-to-social-security-disability-benefits/
Truckers Final Mile – http://truckersfinalmile.org/ They will provide home modifications to truck drivers that have mobility and accessibility needs due to career ending injuries. Some of these modifications to a truckers home include, but are not limited to: handicap ramps, ADA restroom facilities, hall and doorway widening, lift mechanisms and such that would increase the drivers quality of life.
“How to Hire Home Remodelers” – http://www.expertise.com/home-and-garden/home-remodeling-for-disability-and-special-needs
State-by-State Help for Family Caregivers – https://caregiver.org/family-care-navigator
Guide to Housing | Disability.gov – https://www.disability.gov/resource/disability-govs-guide-housing/
A Guide to Keeping Your Home for the Newly Disabled – http://www.mortgagecalculator.org/helpful-advice/keeping-your-home.php
Healthypeople.gov | Disability and Health – https://www.healthypeople.gov/2020/topics-objectives/topic/disability-and-health
Benefits for People with Disabilities – http://www.ssa.gov/disability/
Employment Resources: The National Organization on Disability – http://nod.org/
Disability.gov’s Guide to Disability Rights Laws – https://www.disability.gov/resource/disability-govs-guide-disability-rights-laws/
Brain Trauma and Equal Opportunity: What You Need to Know – http://www.swoperodante.com/traumatic-brain-injury-trauma-equal-opportunity/
Emergency Preparedness for People with Disabilities – http://www.cdc.gov/ncbddd/disabilityandhealth/emergencypreparedness.html
Fire Safety and Disabilities Guide – http://www.improvenet.com/a/fire-safety-and-disabilities-guide
The Simple Dollar – http://www.thesimpledollar.com/ A personal finance blog provides frugality and money management tips, ideas for frugal living with high quality of life
Clear Point – Debt counseling, 800-257-2227, http://credibility.org
CareCredit.com – 1-800-677-0718 – helps with financing/payment plan for medical bills, Http://carecredit.com
Help with Mortgage – http://makinghomeaffordable.gov
Trinity Credit – https://www.trinitycredit.org/
Paying for Senior Care – help the elderly and their families fully understand the cost of long term care and the programs that can provide financial support https://www.payingforseniorcare.com/
Mother Trucker Yoga – Feel better, wherever! Proud supporter of St. Christopher Fund! For more information or to sign up to join, visit https://www.mothertruckeryoga.com/. 3-5 minute, short, fun and effective videos.Directly pinpointing ALL your aches and pains associated with long-term sitting and driving. Solution-based movements for instant relief and long-term success. Yoga made accessible to the average person and focusing on where it counts.
Rolling Strong – http://www.rollingstrong.com/ As the provider of driver wellness programs for transportation companies and their drivers and owner-operators, Rolling Strong promotes behavior change and provides support in the areas of Nutrition, Fitness, Sleep, Stress Management and Weight Management.
Fitness Trucking – http://www.siphiwebaleka.com/fitness-trucking-1/ Provides various coaching packages for drivers, carriers, and the entire industry, that help drivers lose weight and reduce medication; help carriers reduce the associated costs of obesity, and helps the industry make safer highways by making healthier, safer drivers.
Higi – https://higi.com/ Track blood pressure, pulse, weight, and BMI at 11,000 higi stations nationwide. Connect a mobile device and track your activity in your higi account.
Campus RX – https://truckers.campusrxnow.com Telemedicine. $8 per month using load8 coupon. Provides mental health services, as well as, traditional medical services.
Dr. John’s Medical Solutions – www.docjmd.com Telemedicine 24Hour Virtual MD; Affordable Accessible Healthcare. Sleep apnea testing and treatment delivery methods.
Foundation for Health Coverage Education – People can get answers to questions about what, if any, health insurance options they qualify for. 1-800-234-1317, free or very low cost. http://coverageforall.org
Hill-Burton Program – Clinics are available for people who cannot afford care. Hospitals, nursing homes,community clinics, and other healthcare facilities participate. 1-800-638-0742. http://hrsa.gov/gethealthcare/affordable/hillburton
Health Market – Health, life, Medicare, long term care Email:email@example.com 423-664-2047
National Association of Free Clinics – They keep a list of free clinics by town, city, and state. 703-647-7427, http://nafcclinics.org
HealthWell Foundation – 501 (c) (3) non-profit that helps people who have health insurance who cannot afford their coinsurance, copayments, or premiums for important medical treatments. 1-800-675-8416 http://www.healthwellfoundation.org/
Christian Healthcare Ministries – affordable, faith based health insurance program. 1-800-791-6225
Doctors Express – 423-531-0911 http://www.doctorsexpress.com/ go to website to see if there is a location near you
Audient – Helps low income individuals obtain hearing aids. Income must be at or below 250% of the federal poverty level. 1-866-956-5400 http://www.audientalliance.org/
Dogs for the Deaf, Inc. – Non-profit organization that provides professionally trained “hearing dogs” to hearing impaired individuals for free. http://www.dogsforthedeaf.org
Starkey Hearing Foundation – Helps low-income individuals obtain hearing aids. Individuals must be permanent U.S. citizens.1- 800-328-8602, http://www.sotheworldmayhear.org
How To Negotiate Bills
In the past 10 years, the St. Christopher Fund has helped numerous drivers negotiate hospital bills and work out payment plans. The majority of drivers we encounter do not have medical insurance and are therefore charged exorbitant amounts for the medical services they received. We have seen bills ranging from $2,000 to $500,000. Of course, most individuals, whether drivers or not, will be unable to pay medical bills at costs such as these. The result: the bills will go to collections and will eventually ruin your credit. The key to not being put in this situation is to have health insurance. However, for those without insurance, there are some steps you can take to help lower your medical bills.
1) As soon as you get the bill, call the phone number listed on the bill and ask for a self-pay discount. Mention that you do not have insurance and that you are unable to pay the full amount. If you have already received several bills or have gone to collection, call anyway and ask for assistance.
2) After the discount has been given, ask to be set up on a payment plan. Many hospitals and doctors’ offices will accept as little as $10/month. However, some need the balance paid within 1 year-5 years. Either way, your payments will be less than the lump sum.
3) If you feel you are unable to pay any of the balance and you can show proof of a lack of, or a reduction in, income, ask for a financial assistance application. You can also ask if the hospital has any charity care programs for uninsured, indigent individuals.
The best thing you can do for yourself is to stay in constant contact with the hospitals and doctors’ offices to let them know you are willing and are trying to work to get the bills paid. Ignoring the bills does not make them go away and will only hurt you in the long run. Act fast, be truthful, and follow the above steps and you are guaranteed a better outcome.
Insurance & Truck Sales
American Kidney Fund (Safety Net Program) – Provides financial assistance for dialysis for uninsured kidney disease patients. Program is of last resort. 1-800-638-8299, http://www.kidneyfund.org/patient-grants/safety-net-grants/
American Kidney Fund Health Insurance Payment Program (HIPP) – Provides financial assistance to dialysis patients help pay their insurance premiums. Patient must have a referral from a social worker and/or nephrologist. 1-800-638 8299 http://www.kidneyfund.org/patient-grants/hipp/
National Kidney and Urologic Diseases Information Clearinghouse – Financial help for treatment of kidney failure. http://kidney.niddk.nih.gov/Kudiseases/Pubs/Financialhelp
National Kidney Foundation – Prescription assistance program http://kidney.org/patients/resources_Prescription
State Prescription Assistance – https://www.medicareadvantage.com/prescription-drug-assistance#state
Good RX – https://www.goodrx.com/mobile Prescription discount coupons for prescription medication. Coupon can be texted, emailed, mailed or can be printed on your computer.
SearchRX – App that allows you to search for your prescription medication, find the lowest price RX at your local pharmacy and present the pharmacist with your RX coupon and save. https://www.searchrx.com/SCF
RX Aid Prescription Assistance – Runs patient assistance programs that can help the uninsured get needed prescriptions at low cost or for free. 877-610-9360, http://rxassist.org
NeedyMeds.org – 978-865-4115 – http://needymeds.org
MedAssist – Helps uninsured individuals obtain needed medications who are at or below 200% of the federal poverty level. 1-866-331-1348, http://www.medassist.org/
RX Outreach – Non-profit organization that provides affordable medications to individuals in need. 1-800-769-3880 http://www.rxoutreach.org/
FamilyWize – Well established prescription discount program. Organization’s free prescription discount card helps individuals across the U.S. receive savings on their medications, regardless of financial status or insurance coverage. https://familywize.org/
ScriptSave WellRx – Get discounts on brand or generic prescriptions. Savings average 60% and, in some cases, can be 80% or more. Easily find the lowest price for your medication at more than 65,000 pharmacies nationwide. https://www.wellrx.com/
Truck Stop Ministries – https://www.truckstopministries.org/TMI ministers to the trucking industry and their families by utilizing the following tools:* Chaplaincy Program * Missionary Driver Program * Website * Bi-Monthly Newsletter * Radio Program* CD Ministry* Bible Study Correspondence Courses* 24-Hour Trucker Prayer Line* Tracts and other printed material* 24-Hour Call-in Devotional Line
Buck Black Therapy – 765-807-6778, http://buckblack.com online/Skype/phone therapy in the state of Indiana.
Life Coach Service – https://www.lifecoachservice.net/home.html Confidential help is just a phone call away with proven techniques and information that can put you back on life’s road to success.
Anxiety Disorders Foundation – Provides financial assistance for individuals in need suffer from anxiety disorders or obsessive compulsive disorders. http://www.anxietydisordersfoundation.org/
1-800-SUICIDE or 1-800-273-TALK – They are available 24/7 and are set legally to address suicide.
Talk Space – https://www.talkspace.com
Better Help – https://www.betterhelp.com
E-Counseling – http://www.e-counseling.com
Express Truck Tax – IRS authorized e-filing service provider of Form 2290, 8849, and 2290 Amendments. Truckers Fund has partnered with ExpressTruckTax to offer Truckers Fund drivers a simple way to e-file Form 2290 HVUT. 10% of each filing fee will be donated to SCF. expresstrucktax.com/truckersfund
Highway Connections – Helps our nation’s truckers stay connected while on the road. We help them stay connected to their families, connected to churches, connected to friendly truck stops, but most importantly – connected to Christ. https://highwayconnections.org/
National Association of Injured and Disabled Workers Grants Program – Provides short-term financial assistance to injured and disabled workers and their families as a result of injury, disability or illness. The medical program helps cover the cost of necessary medical expenses which includes, but is not limited to, surgeries, medical bills, prescriptions, etc. Grants are given on a one-time basis, per calendar year and are paid directly to providers or debtors. 1-888-788-NAIDW, http://www.naidw.org
The Cindy Donald Dreams of Recovery Foundation, Inc. – Provides financial assistance for approved therapy programs for individuals with traumatic or non-traumatic brain/spinal cord injuries. (770) 675-6565, http://www.dreamsofrecovery.org
The Fighting Back Scholarship Program – Provides financial assistance for post-rehabilitative exercise to individuals who have suffered a life-changing illness or injury. (610) 668-8868, http://www.fightingbacksp.org/index.html
Healing Hands Wellness Center – Specializing in chiropractic care and $50 DOT Physicals. (651) 699-3366
Veterans Affairs Medical Care Hardship Program – Assists financially challenged veterans in obtaining health care benefits. 1-800-273-8255
ACCESS by AT&T – Internet assistance for anyone who qualifies for SNAP https://www.att.com/shop/internet/access/#/
Comcast Internet Essentials – https://www.xfinity.com/support/internet/comcast-broadband-opportunity-program/Internet assistance for anyone who qualifies for reduced student lunches. $10 per month.
Aging.com – http://www.aging.com/ Resources to guide you through decisions on key aspects of your later years, and we’re in touch with a network that can help you navigate your options.
Barr Foundation – Pays for materials and for the fitting of prosthesis when there is no other funding source(s) available. Also accepts used prosthetic devises. (561) 391-7601, http://www.oandp.com
Bowman Siciliano Limb Bank Foundation – Non-profit organization that provides artificial limbs to those in need. (817) 597-1826, http://www.danabowman.com/bank_foundation.php
LifeNets Wheelchair Project – Assists individuals in need of wheelchairs. http://www.lifenetswheelchairproject.org
Limbs for Life Foundation – Provides prosthetics to those in need. 1-888-235-5462, http://limbsforlife.org/
Limbs of Love – Non-profit organization that provides prosthetic limbs to people in need. http://limbswithlove.org
Pulmonary Fibrosis Foundation – http://www.pulmonaryfibrosis.org/patient
American Lung Association – http://www.lungusa.org/
Emphysema Foundation – http://emphysemafoundation.org/
2nd Wind – http://www.2ndwind.org/
AAFA – http://www.aafa.org
AANMA – http://www.aanma.org
Alpha 1Foundation – http://www.alpha-1foundation.org
CFF – http://www.cff.org
COPD Alert – http://www.copd-alert.com/index.html
Emphysema – http://www.emphysema.net/default.asp
Life and Breath – http://www.lifeandbreath.org
Lung Cancer Alliance – http://www.lungcanceralliance.org/
PHassociation – http://www.phassociation.org/
PHCentral – http://www.phcentral.org/
Pulmonary Fibrosis – http://www.pulmonaryfibrosis.org/
Do You Think You Need A Sleep Study or CPap?
Dr. John’s Medical Solutions – Dr. John’s Medical Solutions provides bundled health care, including sleep apnea management and telehealth services for workers and their families anywhere in the US with next generation programs. http://docjmd.com/index.html
American Sleep Apnea Association-CPAP Assistance Program – Provides CPAP therapy equipment for individuals diagnosed with sleep apnea.1-888-293-3650, http://www.sleepapnea.org/resources/cpap-assistance-program.html
CPapAmerica – https://cpapamerica.com/ It is a “one-stop-shop” for sleep apnea relief, education, CPAP equipment, and Home Sleep Testing in West Deptford, New Jersey.
Location of Products Directory –
CPAP Sleep Studies – Discounted when referred by SCF, Skip Williams 865-335-8740
Second Wind CPAP – Toll Free: 1-855-263-2727 (855-2ND-CPAP) Reduced cost CPAP machines, http://secondwindcpap.com
Singular Sleep – https://singularsleep.com/
Smokefree.gov – http://smokefree.gov
Getting Help to Quit Smoking – American Lung Association – http://lung.org
CDC – Cessation – Smoking & Tobacco Use – http://cdc.gov/Tobacco/quit_smoking/cessation/index.htm
Freedom From Smoking® Online – a program to help you quit smoking – http://ffsonline.org
1-800-NO-BUTTS – Free counseling on smoking cessation
Compassionate Care Hospice Foundation: Covers basic living expenses for terminally ill people and their families.
(302) 368-8944, http://www.cchfoundation.net/
American Transplant Foundation – Offers financial assistance to transplant patients as well as living donors. Note: Applications must be completed by a licensed social worker. (303) 757-2990, http://www.americantransplantfoundation.org/programs/pap/
John Brockington Foundation – Provides financial assistance to kidney and transplant patients. (619) 299-4426
Second Chance for Life – Offers emergency housing assistance and transportation for transplant patients. (651) 636-4624
Transplant Recipients International Organization (TRIO) – Provides cost-free transportation for transplant-related travel.
Transportation Air/Ground Assistance
Air Care Alliance – Provides air transportation for medical care for those in need. 1-888-260-9707, http://www.aircareall.org
Airlift Hope – Provides air transportation for children and adults who need to travel by air for medical treatment. Patients must be ambulatory and not in need of medical care during the flight. 1-800-325-8908, http://www.airlifthope.org/
Angel Flight – Provides free transportation for medical care for those in need. http://www.angelflight.com/
Corporate Angel Network – Provides free air transportation for cancer patients in need of medical treatment. 1-866-328-1313 http://www.corpangelnetwork.org/
Angel Wheels – Provides ground transportation to patients in need. Patients must be ambulatory. They must not be in need of medical care during trip or they must bring someone who can assist them if needed. Patient must be going to the doctor. 1-800-768-0238 http://www.angelwheels.org
Pilots for Christ International – Provides free air transportation to individuals or groups in need. Eligible passengers include ambulatory persons, relatives who need to visit seriously ill patients, or others in need of emergency assistance. 616-884-6241,
TransAlive – http://www.transalive.com Serving the traveling public for 40 years.
NeedADriverNow – https://www.needadrivernow.com/
TruckDrivingJobs.com – https://www.truckdrivingjobs.com/
Alltrucking – http://www.alltrucking.com
Everytruckjob – http://everytruckjob.com
Careersingear – http://careersingear.com
Truckdriverjobs411 – http://truckdriverjobs411.com
Truckdriverjobsinamerica – http://truckdriverjobsinamerica.com
CDLJobs – http://www.cdljobs.com/
All Truck Jobs – https://www.alltruckjobs.com/
All About Vision – http://www.aoa.org/visionusa.xml
Eyecare America – The organization provides free eye care, facilities, and educational materials to the uninsured and poor. 1-800-222-3937: http://eyecareamerica.org
Mission Cataract – 800-343-7265: http://missioncataract.org
Association of Blind Citizens Assistive Technology Fund – Assists legally blind individuals with the cost of adaptive devices or software: http://www.blindcitizens.org/assistive_tech.htm
New Eyes for the Needy – Helps individuals unable to afford eyeglasses obtain them. An application must be currently submitted by an agency on an individual’s behalf. Applicants must have had a recent eye exam with a prescription for eyeglasses:
Vision USA – Provides vision and eye health care services to eligible low-income individuals and their families.
All About Vision – http://www.allaboutvision.com/eye-exam/free-exam.htm
Room-by-Room Repairs for Easy Accessibility – https://www.homeadvisor.com/r/home-accessibility-room-to-room-guide/
20 Home Modifications for People with Vision Loss – https://www.everydayhealth.com/hs/managing-wet-amd/home-modifications-for-vision-loss/
Lighting in and Around the Home: A Guide to Better Lighting for People with Sight Loss – https://www.pocklington-trust.org.uk/wp-content/uploads/2018/04/Lighting-Guide-2018-PDF-1.pdf
Creating Accessible Kitchens for the Visually Impaired – https://www.akw-ltd.co.uk/wp-content/uploads/2017/07/Kitchen-Visual-Impairment-Guide-Feb-2017.pdf